Financial Advice and Support
Navigating the financial aspects of losing a loved one can be overwhelming, especially during such an emotional time. Understanding the financial support available and knowing where to seek advice can help ease some of the burden. Below is a guide from Liverpool Direct Cremations on the financial assistance and advice services available in the UK, along with their contact details.
1. Bereavement Support Payment
The Bereavement Support Payment is a government benefit for those who have recently lost a spouse or civil partner. It provides a lump sum payment, followed by monthly instalments depending on your circumstances.
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Eligibility
You must be under State Pension age, and your partner must have paid National Insurance contributions for at least 25 weeks.
Contact
2. Funeral Expenses Payment
You must be responsible for funeral costs and receiving benefits like Universal Credit, Income Support, or Housing Benefit.
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Eligibility
You must be under State Pension age, and your partner must have paid National Insurance contributions for at least 25 weeks.
Contact
3. Pension Credit Bereavement Payment
If you or your partner were receiving Pension Credit, you might be eligible for additional financial support following your partner’s death. This could include a one-off payment or ongoing financial assistance.
Contact
4. Charitable Support
There are several UK charities that provide financial support and advice for those facing financial difficulty following a bereavement.
Turn2us
Turn2us is a national charity that helps individuals in financial need access welfare benefits, charitable grants, and support services.
The Money Advice Service
This service provides free and impartial advice on managing finances, debt, and planning for the future, with resources for handling the financial impact of bereavement.
StepChange Debt Charity
StepChange offers free debt advice and solutions, helping you manage your finances after a bereavement. They assist with budgeting, dealing with creditors, and debt management plans.
Cruse Bereavement Care
In addition to emotional support, Cruse provides guidance on financial matters following a death, such as benefits and financial planning.
Seeking Financial Support
It’s important to explore all financial support options after a bereavement. Whether you need help with immediate expenses or longer-term financial planning, these resources are available to offer guidance and support during this difficult time.
Areas we Cover
We provide compassionate and dignified direct cremation services throughout the districts of Merseyside, including:
Liverpool
Knowsley
Sefton
For more information or to begin arrangements, contact our team today.
We are here to provide compassionate guidance and support.